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Posted by Winford Tillman (Guest Blogger)

My family spends very little time together so last year I instituted a family movie night. I thought it would be good for all of us to have to come together at least once a week to watch something as a family and it’s actually been a lot of fun. I make dinner and we get the Direct tv going and one or the other of the kids gets to pick the movie, that way they don’t fight. I don’t really care what we watch, it’s much more to me about just getting to spend time together and generally just loving on each other. Family’s really important and I feel like somewhere along the way we’ve all lost sight of being close to one another. My kids spend so much time at school, doing sports or with friends I feel like I barely know them anymore and that’s just not okay with me! I’m going to do my all to keep us close for as long as possible before they leave for college. [...] Read more!

Everyone of us wants to be rich. Let's accept the fact that money is something we all crave for, whether we accept it or not. There is a very short percentage of population who can achieve their desires of becoming rich. Those who are in this league know the art of making money.

Ramit Sethi, the author of "I Will Teach You To Be Rich" gives you a plethora of tips and tricks to master this art. In his book, he a 6-week week program to learn how to be rich. He covers a lot of interesting topics which will help you in your endeavor to make more money. He has an extraordinary section on how to Manage Your Finances which goes in great depth to explain this concept.

His personal blog covers a lot of articles and interesting tips on the subject. There are a plethora of ways to become rich. The 6-week step by step program helps you realize your dreams. It is definitely not like one of those dull and boring personal finance books which your aunt gifted you on your birthday. It delivers more involved and practical concepts which are easy to incorporate in your daily life.

It is not always necessary to cut down your expenses for becoming rich. Frugality might help you save a bit more money - but it usually comes at a cost of a lifestyle degrade. Thing about making more money from other sources than to focus on cutting down $10 from your weekly grocery bill. Think of the bigger picture and focus on the good things of life which you would be able to enjoy with more money.

Good luck in your pursuit to become rich! [...] Read more!

Today, we experience recession in our economy so most of our businessmen are thinking of ways on how to safeguard their investments as the idea of low risk investment are becoming popular. But there is no such thing as safe investment; all of these investments carry some risk. Some investments are way safer than the other. So what are the ways to preserve our investments?

Invest on Fast Moving Consumer Goods(FMCG). These items include toothpaste, canned goods, soap and other products that people buy for everyday living. As we all know that these products are basic to everyday life and bought in good times or bad. So this way your investment will keep growing at a stable pace.

Certificates of Deposit have also low risk and always have a low return investment. Just like the Bond that are issued by corporate and the government the offer a certain amount of money and interest in as span of time. The downside to this strategy is the returns are low, but the effects will be felt in the long run.

It is also safe to invest on gold; it possesses a certain solid value and can be also a reliable source of income. Gold can also be cashed in with much looser tax standards.

These things are some ways on how to safeguard your investment while keeping a constant flow of income without risking too much of your money. Just remember that there are no investments that are perfectly safe. All we need to do is plan and analyse the risk that comes with every investment. And constant monitoring of our economic state is needed because these factors are not constant and keeps changing all of the time. Awareness and good research of the matter is definitely the key in order to have or safeguard your investments. [...] Read more!